Accidents can happen at anytime and though unforeseen, its effect can last a lifetime! It is very important to ensure that you and your family are prepared and don’t end up facing the additional burden of managing the day-to-day needs of an accident victim.
Victims of accidents can become disabled, affecting the person’s earning capability, indirectly affecting the lives of their family members. At one end, Besides the physical injuries, the affordability of the medical expenses also adds to the problem, creating problems that can end up financially ruining the family.
Personal Accident insurance is designed in such a way as to keep in mind the medical and financial needs of a person facing an accident anywhere across the globe. It offers lump sum amount in case of the death due to an accident or a portion of the sum insured in the event of a disability. The scope of cover can include compensation for death, disability be it permanent or temporary, loss of income, repatriation expenses etc.
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